Lifetime Mortages

Later life market ‘soft skills’ more important than ever

In the later life lending space we’ve always talked a lot about the need...

Pure Retirement reintroduces Heritage Freedom range

Pure Retirement has announced the reintroduction of its Heritage Freedom range, offering customers repayment...

Advise Wise adds Just online application submission

Advise Wise has introduced online application submission for Just products to its later life...

Advise Wise introduces Fact Find and Suitability Letter System

Following the Financial Conduct Authority's (FCA) comprehensive review of the equity release marketplace, Advise...

FCA finds substandard advice in later life lending market

The Financial Conduct Authority (FCA) has reviewed the later life lending market and worked...

Air introduces later life lending Navigator tool suite

Air has announced the launch of its new Later Life Lending Navigator, which has...

Just Group extends Green Mortgage discount offering

Just Group has added the Green Mortgage discount feature to all of its Just...

Rise in aspirational use of lifetime mortgages

Over the first half of 2023, lifetime mortgage customers have become more open to...

Hodge improves pension drawdown criteria for later life applicants

Hodge is increasing the percentage of pension drawdown it can accept to help more...

Responsible Lending expands access to Royal London equity release range

The range of lifetime mortgage products delivered by Responsible Lending in partnership with Royal...

Advise Wise provides new contact directory

Advise Wise has announced the launch of its newest platform feature, the Contacts Directory....

LiveMore offers automated DIP

LiveMore has developed a new mortgage origination platform in-house, incorporating a Decision in Principle...

Legal & General Home Finance adds low LTV variants to lifetime mortgage range

Legal & General Home Finance has revised its lifetime mortgage range following adviser feedback. These...

Advise Wise reveals API Integration with Aviva

Advise Wise has announced its API integration with later life lender Aviva. Advisers using the...

COMMENT

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Financial stress figures put customer vulnerability checks in focus

Financial services firms should take a more proactive approach to identifying customers who may...

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

Plug-in solar panels pose new insurance risks for property sector

Insurers, brokers, landlords and property owners have been urged to assess the risks presented...

Pepper Money reduces residential and buy-to-let rates

Pepper Money has cut rates across its residential and buy-to-let mortgage ranges and launched...

PROFILES