Lifetime Mortages

LiveMore cuts over-50s’ mortgage rates

LiveMore has further reduced mortgage rates across its entire range of products by up...

Pure Retirement improves Heritage and Heritage Freedom ranges

Pure Retirement has announced further LTV reintroductions and criteria improvements across its Heritage range,...

Fixed rates most important single feature to lifetime mortgage borrowers

Fixed interest rates are the most important feature to lifetime mortgage customers, with 37%...

LiveMore reduces all over-50 products’ mortgage rates

LiveMore has cut rates across all its mortgage products by up to 0.29 percentage...

Under-50s increasingly receiving financial support via released equity

New research from Hodge has found that almost two-thirds of people who are receiving...

Pure Retirement’s portfolio surpasses £5bn

Lifetime mortgage lender Pure Retirement has surpassed £5 billion of loans serviced, following its...

Equity Release Supermarket launches referral service

Equity Release Supermarket (ERS), the independent equity release advisory service, has announced the launch...

BoMaD consider equity release as means for children to buy a home

Parents are turning to lifetime mortgages to help their children buy a home, as...

Air teams up with New Leaf Distribution

Air, the later-life lending platform, has partnered with New Leaf Distribution to bolster the...

OMS in API integration with Air Sourcing

One Mortgage System (OMS) has announced a full application programming interface (API) integration with...

Royal London acquires Responsible Group

Royal London has wholly acquired the later life lending and product specialists, the Responsible...

Legal & General unveils new lifetime mortgage for over-50s

Legal & General Home Finance has introduced its Payment Term Lifetime Mortgage (PTLM), a...

More needs-based borrowing from lifetime mortgage cash releases

Lifetime mortgage lender Pure Retirement has discovered a mixed picture among those who access...

One third of older homeowners see themselves as vulnerable

32% of people aged 50–79 years consider themselves vulnerable, according to a LiveMore survey...

COMMENT

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Financial stress figures put customer vulnerability checks in focus

Financial services firms should take a more proactive approach to identifying customers who may...

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

Plug-in solar panels pose new insurance risks for property sector

Insurers, brokers, landlords and property owners have been urged to assess the risks presented...

Pepper Money reduces residential and buy-to-let rates

Pepper Money has cut rates across its residential and buy-to-let mortgage ranges and launched...

PROFILES