Housing

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief...

Buying still £500 cheaper than renting despite rates above 5%

Mortgage affordability continues to outperform renting despite rates pushing back above 5%, as lenders...

Flipping slump reshapes broker opportunities

Falling profitability in the property flipping market is reshaping opportunities for mortgage brokers as...

Planning delays and tax burden undermine housing viability, says RSM UK

RSM UK has called on government to reassess planning reforms and tax policy after...

New towns plan may help supply but risks falling short, says former RICS chair

The government’s announcement of seven proposed new towns has been broadly welcomed as a...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

Family Building Society invests £10m in housing fund

Family Building Society has invested £10m into a UK housing fund focused on delivering...

Rental competition eases as demand falls

Competition for rental homes has fallen to its lowest level in six years as...

Nationwide doubles 0% green borrowing to support home upgrades

Nationwide has expanded its interest-free lending for energy-efficient home improvements and doubling the number...

Spring Statement: Stability welcome but housing reform still missing

The Chancellor’s Spring Statement delivered few surprises for the mortgage and housing sectors prompting...

Reeves backs building societies’ first-time buyer push

Chancellor Rachel Reeves has thrown her weight behind building societies’ campaign to convince aspiring...

HM Land Registry outlines support after PM Law closure

HM Land Registry has set out the action it is taking to support home...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

National Friendly joins Primis panel

National Friendly's range of protection products are now available to advisers across the Primis...

‘AI challenges intermediation,’ warns FCA

The Financial Conduct Authority (FCA) has today released its long-awaited Mills Review, which sets...

Burnham’s property tax could hit mortgage lending, warns Maskells

A proposed proportional property tax backed by Andy Burnham could hit mortgage lending, tighten...

Des Moore joins Suffolk BS as non-executive director 

Des Moore, former Cumberland Building Society chief executive officer, will join the Suffolk Building...

PROFILES