Homebuying

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Mortgage lending surges to seven-month high as borrowing costs ease

Mortgage lending rose sharply in September as homebuyers took advantage of easing borrowing costs...

Brokers back innovation and urge Chancellor to cut stamp duty

Mortgage brokers have thrown their weight behind industry efforts to modernise the homebuying process...

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...

OPDA and conveyancers unite to push digital reform in property market

The Open Property Data Association (OPDA) and The Society of Licensed Conveyancers (SLC) have...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Major lenders signal easing pressure on mortgage rates

Signs of renewed competition are emerging in the mortgage market as several major lenders...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Foxtons mortgage arm lifts revenue as lettings offset weaker London sales

Foxtons’ financial services arm Alexander Hall reported a sharp rise in revenue in the...

Consumers brace for pricier Christmas as confidence weakens

British consumers are preparing to spend more in the run-up to Christmas despite growing...

Santander launches digital tool to help homeowners cut energy costs

Santander UK has introduced a new online Home Energy Saving Tool designed to help...

House prices edge higher but momentum remains fragile

UK house prices rose by 0.8% in August, taking the average property value to...

COMMENT

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline figure attracts most of the attention, while some of the...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Latest news

Advice firms step up technology use as integration remains key obstacle

Financial advice firms are taking a more proactive approach to technology, but integrating new...

Check launches mortgage readiness tool for prospective borrowers

Check.co.uk has added a mortgage readiness feature to its app, bringing together credit, affordability,...

Yorkshire BS team raises £1,000 with 198km treadmill challenge

Seven Yorkshire Building Society colleagues have completed a 198km treadmill ultramarathon to raise money...

The Monmouthshire expands mortgage platform pilot to more intermediaries

Monmouthshire Building Society has widened the intermediary pilot of its new mortgage origination platform,...

PROFILES