Help to Buy

RICS: trends suggest “a very real housing crisis”

The latest RICS UK Residential Market Survey has revealed that house sales and buyer...

Help to Buy 2 deposits reach 10-month high

February saw a 10-month high in average deposits for house purchases using the Help...

Halifax cuts mortgage rates

Halifax has cut product rates across first-time buyer, home mover, Help to Buy Mortgage...

Help to Buy ISAs: the caveats

Within the mortgage and housing markets we’ve been rather accustomed to a number of...

Budget 2015: good for the self-employed?

Specialist lender Kensington said there were reasons to be cheerful for "house hunting entrepreneurs"...

Budget 2015: Help to Buy ISA – the details

The Chancellor has announced a new Help to Buy ISA. For every £200 a first-time buyer saves...

Budget 2015: the speech in full

Mr Deputy Speaker, Today, I report on a Britain that is growing, creating jobs and...

The Leeds to allow Help to Buy remortgages

Leeds Building Society has become the first lender to accept remortgage applications from Help...

88,000 helped by Help to Buy

Since the launch of the Help to Buy equity loan and mortgage guarantee schemes...

No parental support for nearly half of FTBs

The Council of Mortgage Lenders (CML) has revealed that nearly half of first-time buyers...

IMLA: find a permanent replacement for Help to Buy 2

The Intermediary Mortgage Lenders Association (IMLA) has warned that failing to replace the Help...

HTB1 accounts for nearly one in four housing completions

The Help to Buy equity loan scheme (HTB1) helped to avert a 5% drop...

Dividends to return following LBG’s £1.8bn profit

Lloyds Banking Group (LBG) has posted pre-tax profits of £1.8bn. It provided £11.9 billion of...

NatWest IS to make widespread rate cuts

NatWest Intermediary Solutions is making rate reductions across the vast majority of its residential mortgage range...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...