Help to Buy

20% of Help to Buy deals not taken out by FTBs

The government has revealed that since the launch of the Help to Buy equity...

Rates down and product numbers up for FTBs

The number of first time buyer products available is on the rise, and mortgage...

The Teachers’ Help to Buy now available for remortgage

The Teachers Building Society has widened the availability of its Help to Buy mortgage,...

Aldermore celebrates sixth birthday

Aldermore is celebrating six years in business. The lender was founded during the economic downturn...

‘Ideal’ policy package for young people established

The housing policies proposed by the political parties over the last few months have...

Shortage of stock cited as largest market stumbling block

The housing market is being constrained by a shortage of houses for sale, according...

Building homes has to be the government’s priority

You might not think it possible but there will probably be more words written...

Once in a lifetime change in housing market?

The mood (unsurprisingly) was almost overwhelmingly positive at the recent post-Election Great Housing Debate...

New Help to Buy deals from the Leeds

Leeds Building Society has launched two new remortgage products for homeowners who bought their...

Annual Help to Buy repayments £180 cheaper than renting

Latest data suggests that first-time buyers who have used the Help to Buy mortgage...

Aldermore moves into Help to Buy: equity loan space

Aldermore has launched a Help to Buy: equity loan scheme through a group of...

Santander cuts high LTV rates

Santander has reduced rates on its 95% LTV two-year fixed Help to Buy mortgage...

It’s the supply, stupid

At the Council of Mortgage Lenders' (CML) annual lunch on Friday 17 April, the...

HSBC launches sub-1.99% five-year fix

HSBC is launching a five-year fix below 2% on Monday 20 April. It is available at...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Small business confidence falls to record low as closures loom

Confidence among small business owners has sunk to its lowest level since 2008, with...

Savills, Knight Frank and eXp UK lead estate agency digital brand rankings

Savills, Knight Frank and eXp UK have emerged as the estate agency sector’s most...

New report sparks commercial mortgage opportunity

Empty office buildings in the City of London and Canary Wharf could become late-night...

Cabinet Minister refuses to rule out wealth tax ahead of Autumn Budget

A senior cabinet minister has declined to rule out the introduction of a wealth...