Help to Buy

Growth in mortgage and rent spending slows as buyers brace for higher repayments

Growth in consumer spending on mortgages and rent slowed for the third consecutive month...

Bank of Mum and Dad boosts first-time buyer business at London broker AS Financial

London-based mortgage broker AS Financial has reported a notable increase in first-time buyer activity,...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Leeds BS cuts rates for first-time buyers and landlords

Leeds Building Society has reduced rates on a range of its mortgages products. The cuts...

More help needed for prospective homebuyers

50% of current homeowners with a mortgage had support in getting onto the property...

Pepper Money reprices mortgage range

Pepper Money has repriced its product range in response to significant increases in swap...

Support for low deposit schemes vital after Help to Buy

National brokerage Just Mortgages has said that the sector must continue to get behind...

Virgin Money and Clydesdale Bank change Forces Help to Buy policy

Virgin Money and Clydesdale Bank will now accept the Forces Help to Buy loan...

Criteria searches for Help to Buy Equity Loan Scheme up by 10%

First-time buyers are persisting with Help to Buy purchases, with the 31st March cut-off-point...

Skipton cuts rates across government mortgage schemes

Skipton Building Society has announced rate reductions across its mortgage product suite. From 9am tomorrow...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

SmartrFit data show activity levels fuelled by foreign buyers

As UK lenders return to the market, data from Legal & General’s SmartrFit platform...

Majority of young people worried about home ownership possibilities

Research from Bluestone Mortgages has revealed that young people (those aged 18-34 years old)...

Virgin Money withdraws 95% LTV range

Virgin Money has made changes to its product offering. It has withdrawn its highest LTV...

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COMMENT

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

How product transfers can help landlords and brokers in a challenging market

In an ever-changing buy-to-let market, the task of managing a property portfolio becomes increasingly complex – whether it’s navigating higher operational costs, changing market...

Latest news

Renters could miss out on over £330k by not buying a home, new research shows

Renters in England could lose out on more than £338,000 in potential financial gains...

CHL Mortgages lowers limited edition rates and expands short-term let range

CHL Mortgages for Intermediaries has announced rate cuts of up to 15 basis points...

Skipton Business Finance backs Sheffield fragrance firm with invoice facility

Skipton Business Finance has extended a six-figure invoice finance facility to Sheffield-based SG Brands,...

Virgin Money cuts residential fixed rates across key LTV bands

Virgin Money is set to implement a series of rate reductions across its residential...