First-time buyers

Newcastle Intermediaries relaunches JMSP product

Newcastle Intermediaries is once again offering its Joint Mortgage Sole Proprietor proposition. It enables family...

NAEA: housing market in for busy summer

10% of properties sold for more than the original asking price in June, NAEA...

NatWest moves back into 85% LTV

NatWest has reintroduced eight new rates at 85% LTV. The rates, available for both new...

The Darlington unveils 90% LTV deal for local people

The Darlington Building Society has launched a new 90% loan to value (LTV) three-year fixed...

Virgin Money pilots first-time buyer purchase app

Virgin Money is trialling a new app designed to help first time buyers navigate...

Bank of Mum & Dad “needs financial advice”

32% of parents would value advice on how best to give money to children...

Metro Bank relaunches 85% & 90% LTV mortgages

Metro Bank has made positive changes to its residential mortgage range. From today, it has reintroduced...

Aldermore: planning proposals will benefit SME builders

Aldermore has welcomed a parliamentary report into ways to improve the planning system in the...

Nationwide unveils new 90% LTV first-time buyer range

The Nationwide Building Society has published details of the products and rates across its...

Coventry for Intermediaries launches 90% LTV deals – until Wednesday

Coventry for Intermediaries is returning to the 90% LTV market for a limited period. Two...

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

Stamp Duty cut until March 2021

As widely predicted, the Chancellor announced a temporary cut to Stamp Duty today. Rishi Sunak...

First-time buyers still keen on home ownership despite Covid crisis

93% of first-time buyers are still thinking about buying a property in 2020, with...

Accord suspends 90% LTV lending to FTBs

Accord Mortgages is suspending all lending on its 90% loan to value (LTV) products...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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