First-time buyers

Moving costs up 8% year-on-year

People are spending an additional £696 each time they move house, on top of...

MBT introduces mortgage affordability index

Mortgage Broker Tools (MBT) has launched a mortgage Affordability Index, to provide brokers and...

Accord moves back into 90% LTV space

Accord Mortgages is moving back into the first-time buyer 90% LTV market for two...

Under-35s least likely to seek professional finance advice

People under the age of 35 are the least likely to seek professional financial...

Bank of Mum & Dad will drive housing market recovery

The Bank of Mum and Dad will be key to the recovery of Britain’s...

Knowledge Bank now covering Reliance Bank offering

Reliance Bank has joined up with Knowledge Bank to improve the way its mortgage...

31% drop in homemovers during first half of year

There was a fall of 31% in the number of people moving home in...

First-time buyers will still struggle in event of major house price falls

New analysis published by the Resolution Foundation has found that many first-time buyers would...

Virgin Money unveils app for first-time buyers

Virgin Money has launched Home Buying Coach, a new tool designed to simplify the...

RICS: surveyors cautious about medium-term outlook

RICS' latest UK Residential Survey has found that the housing market gained momentum in...

“Most” mortgage applicants getting close to desired LTV

Mortgage Broker Tools (MBT) has reported that, while lending options remain restricted at higher...

Foundation Home Loans allows credit blips to 80% LTV

Foundation Home Loans has added five products to its residential range to provide more...

July reaches 2020 high for mortgage searches

Twenty7Tec has reported that July has been the busiest month of the year so...

Government extends Help to Buy deadline

The government has extended the deadline for homes to have been finished in order...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES