First-time buyers

The Leeds cuts first-time buyer rates

The Leeds Building Society is making a range of rate reductions on high loan...

The Mortgage Lender moves into Help to Buy market

The Mortgage Lender has introduced its first range of Help to Buy mortgages for...

12-year high for first-time buyer numbers

UK Finance has revealed that there were 370,000 new first-time buyer mortgages completed in...

Rise in number of loans to small deposit borrowers

There were 66,350 mortgages approved in January 2019, according to seasonally adjusted figures from E.surv. The...

Broker market share will increase in 2019: IMLA

IMLA has predicted that total gross mortgage lending, loans for house purchase and remortgaging...

First-time buyers stop ‘chasing the market’

Gatehouse Bank has reported that there has been a collapse in the appetite of first-time...

Nationwide reports sharp rise in net mortgage lending

In its latest interim statement, the Nationwide Building Society has reported a rise in...

Oxford is the UK’s least affordable city

Lloyds Bank has found that city house prices in the UK have outpaced earnings...

Barclays’ Green Home Mortgage adds eight house-builders

Barclays Mortgages has made changes to a number of products within its 95% LTV (including...

No FTB deposit required with new Lloyds mortgage

The new Lloyds Bank Lend a Hand mortgage removes the need for a deposit...

New higher LTV deals from Virgin Money

Virgin Money has reduced rates on selected high loan to value (LTV) fixed rate...

Platform cuts rates on all 95% LTV deals

Platform has reduced interest rates on all 95% LTV mortgages by up to 0.10...

Accord Mortgages increases maximum LTV

Accord Mortgages is extending its remortgaging options up to 95% LTV. From tomorrow (22 January)...

November rise in first-time buyer numbers

UK Finance has reported that there were 36,200 new first-time buyer mortgages completed in...

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AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Paradigm launches eighth annual ‘Reverse Advent’ campaign to support food banks

Paradigm has launched its eighth annual ‘Help Fight Hunger’ Reverse Advent charity drive, calling...

LHV Bank strengthens lending team with new director appointment

LHV Bank has expanded its UK lending team with the appointment of Callum Livingstone...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

Major brand revamp as OSB Group launches Rely and signals Kent Reliance retirement

OSB Group has launched Rely, a new specialist buy-to-let lender aimed at supporting brokers...

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