First-time buyers

Progressive BS joins Knowledge Bank

The Progressive Building Society has added its criteria to the Knowledge Bank platform. Knowledge Bank...

The Ipswich to pull 90% LTV 2.79% discount deal

The Ipswich Building Society is to withdraw its 90% LTV 2.79% discount mortgage for...

YBS unveils 90% first-time buyer deals

The Yorkshire Building Society has reintroduced 90% loan to value (LTV) products exclusively for...

Platform relaunches 90% LTV offering

From Monday 29 June, Platform, the intermediary mortgage brand of the Co-operative Bank, will offer...

Help to Buy back and LTVs up to 85% at Platform

Platform is reintroducing its Help to Buy mortgage range and also making mortgages of...

FHL ups LTVs and adds new five-year deals

Foundation Home Loans has increased its maximum residential loan to value (LTV) from 75%...

Nationwide to cut maximum LTVs

The Nationwide Building Society is lowering the maximum loan to value (LTV) amount that...

Accord moves back into 90% LTV with FTB exclusives

Accord Mortgages is to offer 90% loan to value (LTV) products from 9am on...

Coventry for Intermediaries launches limited tranche of 90% LTV products

Coventry for intermediaries is introducing a limited tranche of business at 90% LTV. The provider...

The Ipswich withdraws 90% LTV products

Citing "unprecedented demand", the Ipswich Building Society is temporarily withdrawing its 90% LTV two...

Coventry for Intermediaries to launch 90% LTV deals

Coventry for intermediaries has stated that it will introduce two five-year fixed 90% LTV...

Virgin Money becomes latest lender to withdraw 90% LTV products

Virgin Money is temporarily withdrawing its 90% LTV purchase, remortgage and new build products. It said...

Kensington ups LTV to 80% and resumes HTB & buy-to-let

Kensington Mortgages has resumed 80% LTV lending across its residential Select, Core, Young Professional...

Covid causes huge slump in mortgage approvals

The Bank of England has revealed that March saw the number of mortgage approvals...

Latest POLL

COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Atom bank widens near-prime range with new fee tier

Atom bank has expanded its near-prime mortgage offering with the introduction of a new...

Funding 365 reduces AVM bridge rates to 0.64%

Funding 365 has cut rates on its automated valuation model (AVM) bridging loans to...

Foundation trims BTL rates and adds new discount options

Foundation Home Loans has introduced a series of rate cuts and new discount products...

Paragon unveils streamlined multi-property buy-to-let application

Paragon Bank has introduced a new multi-property buy-to-let mortgage process that allows landlords to...

PROFILES