First-time buyers

NAEA: housing market in for busy summer

10% of properties sold for more than the original asking price in June, NAEA...

NatWest moves back into 85% LTV

NatWest has reintroduced eight new rates at 85% LTV. The rates, available for both new...

The Darlington unveils 90% LTV deal for local people

The Darlington Building Society has launched a new 90% loan to value (LTV) three-year fixed...

Virgin Money pilots first-time buyer purchase app

Virgin Money is trialling a new app designed to help first time buyers navigate...

Bank of Mum & Dad “needs financial advice”

32% of parents would value advice on how best to give money to children...

Metro Bank relaunches 85% & 90% LTV mortgages

Metro Bank has made positive changes to its residential mortgage range. From today, it has reintroduced...

Aldermore: planning proposals will benefit SME builders

Aldermore has welcomed a parliamentary report into ways to improve the planning system in the...

Nationwide unveils new 90% LTV first-time buyer range

The Nationwide Building Society has published details of the products and rates across its...

Coventry for Intermediaries launches 90% LTV deals – until Wednesday

Coventry for Intermediaries is returning to the 90% LTV market for a limited period. Two...

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

Stamp Duty cut until March 2021

As widely predicted, the Chancellor announced a temporary cut to Stamp Duty today. Rishi Sunak...

First-time buyers still keen on home ownership despite Covid crisis

93% of first-time buyers are still thinking about buying a property in 2020, with...

Accord suspends 90% LTV lending to FTBs

Accord Mortgages is suspending all lending on its 90% loan to value (LTV) products...

The Buckinghamshire enhances Family Assist range

The Buckinghamshire Building Society has expanded its Family Assist product range to include discount...

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COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Commercial lenders insist human relationships still underpin the market

The commercial mortgage market remains firmly rooted in relationships, despite the growing influence of...

ModaMortgages cuts standard and limited edition buy-to-let rates

ModaMortgages, the specialist buy-to-let lender owned by Chetwood Bank, has reduced rates across its...

Atom bank widens near-prime range with new fee tier

Atom bank has expanded its near-prime mortgage offering with the introduction of a new...

Funding 365 reduces AVM bridge rates to 0.64%

Funding 365 has cut rates on its automated valuation model (AVM) bridging loans to...

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