First-time buyers

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

MAB New Homes partners with Generation Home

Mortgage Advice Bureau New Homes has teamed up with Generation Home in an attempt...

Attitudes changing to secured debt in retirement

45% of mortgaged homeowners under the age of 40 made it not the property...

Virgin Money improves shared ownership offering

Virgin Money has launched new higher LTV residential rates which come with a £1,000...

FTB shared ownership borrowers looking beyond new build

Greater numbers of first time buyers using shared ownership are buying existing properties rather...

Suffolk BS improves criteria to increase case suitability

Suffolk Building Society has made four changes to its lending criteria. The mutual has increased...

Kensington Mortgages partners with Proportunity to help first-time buyers

Kensington Mortgages and Proportunity are to collaborate to help first time buyers to get...

Soon-to-launch lender joins IMLA

Even, a yet-to-launch lender of Help-to-Buy style mortgages for first-time buyers, has become the...

Twenty7Tec: remortgage searches continue to dominate

Twenty7Tec has reported that remortgage searches totalled 43.2% of the mortgage market searches in...

Castle Trust Bank unveils valuation cashback deal

Castle Trust Bank is now offering a cashback of up to £5,000 + VAT...

FTBs outline financial barriers they face

Four out of five renters want to own a property in the future but...

Hanley’s CEO hails mutual’s “outstanding commercial performance”

Hanley Economic Building Society has reported growth for the year ending 31 August 2021,...

Metro Bank added to MBT Affordability platform

Mortgage Broker Tools (MBT) has added Metro Bank to its MBT Affordability research platform. ...

Leeds BS unveils new First Homes products

Leeds Building Society has introduced new products specifically designed for purchasers using the government’s...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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