First-time buyers

December mortgage searches down on previous month

Twenty7tec has issued its findings based on its mortgage platform data for December 2022. In...

SmartrFit data show activity levels fuelled by foreign buyers

As UK lenders return to the market, data from Legal & General’s SmartrFit platform...

Gifted deposits taking 11 years off FTB saving requirements

A UK household saving the UK median of £180 per month would take 10.9...

Family Building Society unveils new five-year fixed rate mortgages

Family Building Society has launched new fixed rate mortgages and replaced the majority of...

TML provides complex self-employed FTB offer in five days

The Mortgage Lender (TML) has outlined its approach in dealing with self-employed applications, moving...

Majority of young people worried about home ownership possibilities

Research from Bluestone Mortgages has revealed that young people (those aged 18-34 years old)...

Finova Payment and Mortgage Services adds StrideUp to panel

Finova Payment and Mortgage Services has partnered with home finance provider, StrideUp, extending the...

Half of new FTB mortgages have terms over 30 years

Half of all first-time buyers in the UK, and over a quarter of home...

Prospective FTBs expect to be 37 years old when purchasing

The average prospective buyer now predicts they will be 37 years old by the...

EPCs have become an important house-buying factor

According to the new research from Mortgage Advice Bureau, 19% of Britons wouldn’t consider...

L&C Mortgages adds Gen H to lender panel

Gen H has partnered with L&C Mortgages to expand its intermediary panel. L&C Mortgages...

Cost of living crisis could stymie one million first-time buyers

A new survey from Aviva has revealed more than a million Brits under the...

Virgin Money withdraws 95% LTV range

Virgin Money has made changes to its product offering. It has withdrawn its highest LTV...

Newcastle Intermediaries unveils shared ownership range

Newcastle Intermediaries has launched its shared ownership proposition to the market, introducing a range...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES