First-time buyers

New Help to Buy fixes from Accord Mortgages

Accord Mortgages has unveiled a new range of Help to Buy products. The range of...

NatWest returns to 90% LTV mortgage lending

NatWest has reintroduced a range of 90% loan to value (LTV) residential purchase mortgages...

Sales and rental markets remained resilient during 2020

Across 2020, the number of prospective buyers was the highest it has been over...

“Great news” about affordability gap

The affordability gap fell to a record low of 15% in November, according to...

Brokers increasing number of furloughed worker searches

Knowledge Bank’s monthly criteria index has revealed that in November 'furloughed workers’ returned to...

Accord unveils positive changes to 90% LTV offering

Accord Mortgages is reducing product fees to £495 (from £995) and launching a cashback...

TSB cuts range of residential rates

TSB Bank has reduced a number of rates within its residential mortgage range. First-time buyer...

Nationwide cuts 85% LTV two-year tracker rates

The Nationwide Building Society is cuts rates by 0.15 percentage points on its two-year fixed...

Deposit most popular reason for equity release gifting

Older homeowners used their property wealth to gift £530m to family and friends during...

Stark difference in average minimum and maximum loan amounts available

The average maximum loan available to mortgage borrowers in November was £278,145, while the...

New first-time buyer five-year fix from Virgin Money

Virgin Money has launched a new mortgage for first-time buyers. The Core product is fixed...

TSB makes selected residential rate reductions

TSB Bank has announced a number of changes to its residential range of mortgages. The...

Reliance Bank launches key worker mortgage range

Reliance Bank has updated its key worker mortgage product range. The bank says its range has...

Lenders’ caution behind rise in higher LTV costs

Mortgage Brain has revealed a substantial rise in the cost of borrowing for low-deposit...

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COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Barclays unveils 95% LTV mortgages for new build

Barclays has expanded its support for homebuyers by launching 95% loan-to-value mortgages for new...

UTB backs plant hire firm with £900,000 asset finance facility

United Trust Bank has provided a £900,000 asset finance facility to a plant hire...

Adam Tyler to take helm at BDLA in 2026

The Bridging & Development Lenders Association has appointed Adam Tyler as its next chief...

UK Finance: Mortgage arrears fall but repossessions rise

Mortgage arrears across the UK fell in the third quarter of 2025, even as...

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