First-time buyers

Metro Bank cuts 90% LTV five-year rates

Metro Bank has reduced rates on its 90% LTV five-year fixed rate mortgages. For customers...

Virgin Money makes higher LTV rate reductions

Virgin Money has made a series of rate reductions in its residential mortgage range. The...

13% fall in number of first-time buyers last year

2020 saw a fall in the overall number of first-time buyers, according to Halifax. The...

The Nottingham moves back into 90% LTV space

The Nottingham Building Society has relaunch 90% loan to value (LTV) mortgages. The news comes...

Does 2021 look any better for first-time buyers?

A friend of mine is learning to play the guitar. This wasn’t something that...

Nationwide introduces swathe of mortgage rate cuts

The Nationwide Building Society is cutting rates across various products in its mortgage range. Selected...

New 90% deals from the Leeds

The Leeds Building Society has returned to whole of market lending at 90% LTV...

New Accord products include 90% LTV deals

Accord Mortgages has introduced 15 new products and made a number of rate reductions...

Knowledge Bank sees shake-up in criteria searches

Knowledge Bank has reported a change in criteria searches in December. The largest change last...

Barclays expands 90% LTV mortgage availability

Barclays has made a series of changes to its residential and Reward ranges. The bank...

The Nottingham back in 85% LTV lending space

Following a review, the Nottingham Building Society has returned to the 85% LTV space. Two...

Coventry for Intermediaries rejoins 90% LTV market

Coventry for Intermediaries has re-entered the 90% loan to value (LTV) market with a...

The Ipswich predicts ‘family focussed’ mortgage lending

 in 2021 The Ipswich Building Society is predicting that mortgage lending will become more "family-centric"...

The Saffron offers broker exclusive 90% deals

The Saffron Building Society has introduced a pair of limited first-time buyer products to...

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COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Skipton backs recruitment firm’s expansion with £450,000 facility

Skipton Business Finance has agreed a £450,000 funding package with EA First, giving the...

Barclays unveils 95% LTV mortgages for new build

Barclays has expanded its support for homebuyers by launching 95% loan-to-value mortgages for new...

UTB backs plant hire firm with £900,000 asset finance facility

United Trust Bank has provided a £900,000 asset finance facility to a plant hire...

Adam Tyler to take helm at BDLA in 2026

The Bridging & Development Lenders Association has appointed Adam Tyler as its next chief...

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