First-time buyers

Rise in number of properties selling for over the asking price

NAEA Propertymark has reported that 11% of properties sold for more than the original asking...

Coventry for Intermediaries to re-enter 95% LTV market

Coventry for Intermediaries is to re-enter the 95% LTV market this week, launching new...

Aldermore to offer 95% LTV for limited period

Aldermore has reintroduced its 95% loan to value (LTV) mortgage offering. The 95% LTV products...

Accord cuts higher LTV rates

Accord Mortgages is cutting a number of rates across its 85% and 90% loan...

TSB to offer 95% LTV mortgages next month 

TSB Bank has become to the latest lender to signal a 95% loan to...

The Skipton rejoins 95% LTV mortgage lending space

The Skipton Building Society has launched two new deals as it  re-enters the 95% mortgage...

HSBC cuts rates and extends higher LTV borrowing

HSBC UK has reduced 20 mortgage rates, with cuts of up to 0.1 percentage...

Bank of Ireland moves back into 95% LTV mortgage space

Bank of Ireland UK is returning to the 95% loan to value (LTV) mortgage...

New shared ownership mortgage application process unveiled

A new service from Experian and the New Homes Group is promising brokers to have the...

Accord to reintroduce 95% LTV mortgage

Accord Mortgages is to return to the 95% loan to value (LTV) mortgage market...

Bucks BS joins Paradigm panel

Paradigm Mortgage Services added the Buckinghamshire Building Society to its lender panel. Paradigm member...

Improvement in first-time buyer affordability

The average maximum loan available to first-time buyers recovered in February, according to the...

BUDGET 2021: mortgage guarantee scheme confirmed

Following newspaper headlines over the weekend, the government has confirmed that it will be...

BUDGET 2021: Stamp duty holiday extended

The Chancellor, Rishi Sunak, has confirmed the extension of the Stamp Duty Holiday until...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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