First-time buyers

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Lenders urged to act on ageing population’s impact on homeownership

The UK housing market is approaching a tipping point, with a rapidly ageing population...

Labour to relaunch mortgage guarantee scheme as permanent ‘Freedom to Buy’ initiative

Chancellor Rachel Reeves will confirm next week that the government is to make permanent...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Pepper Money unveils 90% LTV mortgages to target first-time buyers

Specialist lender Pepper Money has expanded its residential mortgage range to include a 90%...

UK housing market shows signs of stability against backdrop of lingering uncertainty

The UK housing market is showing early signs of stabilisation, according to the latest...

Renters could miss out on over £330k by not buying a home, new research shows

Renters in England could lose out on more than £338,000 in potential financial gains...

The Leeds lowers mortgage rates by up to 40bps

Leeds Building Society is set to reduce interest rates across a broad selection of...

The Right Mortgage adds April Mortgages to lender panel

The Right Mortgage & Protection Network has added April Mortgages to its lender panel,...

First-time buyer mortgage activity outpaces home mover market

First-time buyer mortgage applications have outpaced the wider housing market in the second quarter...

HSBC revises mortgage ranges and fixed rate terms

HSBC is making extensive updates to its residential and international mortgage product ranges, with...

Fixed mortgage rates continue to fall as lenders ease stress tests and expand product ranges

Mortgage rates in the UK have continued their gradual decline with lenders also easing...

Mortgage and rental spending growth slows again as affordability pressures persist

Growth in consumer spending on rent and mortgages slowed for the fourth consecutive month...

First-time buyers return to cities as coastal demand stalls

A decade on from the early 2010s property surge new analysis by Rightmove reveals...

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Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

RICS survey points to further slowdown as landlords exit and sales activity eases

The August 2025 RICS Residential Market Survey has revealed a further weakening in sales...

TPFG helps generate 12,800 mortgages in first half of 2025

Estate agent network The Property Franchise Group (TPFG), the UK’s largest multi-brand property franchisor,...

Revealed: Where buyers can still find homes under £150,000

Just 12% of homes for sale across Great Britain are priced below £150,000 new...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of...