First-time buyers

Covid-19 changes first time buyer priorities

First time buyers have incurred significant costs from house purchases falling through, alongside the...

Smartr365 expands Halifax Intermediaries integration

Smartr365 has built upon its integration with Halifax Intermediaries, enabling real-time mortgage Decision-in-Principle (DIP)...

Clydesdale Bank improves 85% & 90% LTV criteria

Clydesdale Bank has made changes to its 85% and 90% LTV lending criteria, in...

The Mansfield back to 95% LTV lending

The Mansfield Building Society is offering three new fixed rates, including a 95% house...

Virgin Money unveils 5-15 year 95% LTV fixed rates

Virgin Money has launched three new 95% loan to value (LTV) residential mortgages under...

Accord Mortgages adds improved 95% LTV deals to range

Accord Mortgages has unveiled two new two-year fixed rate 95% loan to value (LTV)...

The Beverley BS unveils 90% LTV mortgage

The Beverley Building Society has launched a two-year, fixed rate deal at 2.99% at...

MCI appoints the Darlington to panel

The Darlington Building Society has joined the lender panel of MCI Mortgage Club. The society...

New 95% LTV deals from Platform

Platform has become the latest lender to announce its move back into the 95%...

New Vida deals for borrowers with smaller deposits

Vida has introduced limited edition 85% LTV two-year and five-year fixed rates to its...

The Nottingham moves back into 95% LTV space

The Nottingham has re-entered 95% LTV residential lending. The building society is offering a five-year...

The Dudley launches large loan product

The Dudley Building Society has launched a new product to cater for larger loan...

Virgin Money to lend 95% LTV up to £600k in government scheme

Virgin Money has provided details of its participation in the Mortgage Guarantee Scheme. Its range...

NatWest to cut rates by up to 34bps

NatWest is changing mortgage rates on products for new and existing customers. These changes include...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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