First-time buyers

United Trust Bank restructures mortgage team

United Trust Bank (UTB) has made changes to its mortgage underwriting team as it...

The Nottingham makes further fixed rate mortgage cuts

Despite reducing rates in August across its group of two and five-year fixed residential...

The Ipswich relaunches shared ownership mortgages

The Ipswich Building Society has re-entered the shared ownership mortgage market with new fixed...

Darlington BS welcomes NE First Home pilot

Darlington Building Society (DBS) has become involved in the government’s First Home scheme, designed...

Family BS revamps residential mortgage range

The Family Building Society has given its mortgage product offering for new business a...

Metro Bank ups maximum new build LTV

Metro Bank has increased its maximum LTV for new build flats and houses to...

Accord improves residential range with rate cuts

Accord Mortgages is making a number of changes to its residential mortgage offering, with...

Equity loan provider sets sights on first-time buyer market

Mortgage lender Ahauz has launched today and will will lend first-time buyers an equity loan...

MBT Affordability provides Proportunity integration

Mortgage Broker Tools (MBT) has integrated its MBT Affordability research platform with mortgage lender...

NatWest cuts rates by up to 84bps

NatWest has made a series of changes across its product portfolio for both new...

Dudley BS replaces 5-year fixed range with single 95% product

The Dudley Building Society has simplified its fixed rate product range by replacing it...

Wayhome begins property buying process

'Gradual homeownership' provider, Wayhome, has started buying homes after closing the initial phase of...

The Leeds receives First Homes scheme’s first application

The Leeds Building Society has received the first mortgage application under the government’s new...

The Skipton to offer 95% LTV on new builds

The Skipton Building Society is to enter the 95% loan to value new build...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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