First-time buyers

Skipton improves maximum LTVs

Skipton Building Society is introducing policy changes designed to help low deposit mortgage customers...

Newcastle BS improves Deposit Unlock offering 

Newcastle Building Society, which was the first lender to support the Deposit Unlock scheme,...

Newcastle Intermediaries cuts 95% LTV rates

Newcastle Intermediaries has reduced rates across its 95% LTV product range, including a reduction...

Better FTB options behind improvement in affordability

Mortgage affordability reached a high for the year in September, with the average maximum...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...

Hanley Economic BS expands residential mortgage range

Hanley Economic Building Society has launched a two-year 95% LTV fixed rate shared ownership...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

Coventry for intermediaries unveils new FTB range and policy

Coventry for intermediaries has launched a new range of mortgages for first-time buyers. The range...

AmTrust launches MGA, Qualis Credit Risk

AmTrust International (AI) created a new specialist mortgage and credit Managing General Agent (MGA),...

September fall in 95%+ LTV mortgage searches

Twenty7Tec has published its monthly mortgage market data for September 2021. The mortgage technology...

Bluestone widens Help to Buy availability

Bluestone Mortgages has announced the reopening of its Help to Buy range to the...

First-time buyers are immediately at a disadvantage

The mortgage market is currently seeing some of the most competitive rates in its...

Aldermore improves offering for those with credit blips

Aldermore has reintroduced products and rate reductions in its residential mortgage range to support...

Newcastle Intermediaries cuts 95% LTV rates

Newcastle Intermediaries has applied reductions of 0.26 percentage points to its two-year 95% LTV...

Latest POLL

COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

PROFILES