First-time buyers

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Saffron for Intermediaries added to FIBA lender panel

The Financial Intermediary & Broker Association (FIBA) has added Saffron for Intermediaries to its...

Hinckley & Rugby integrates JBSP into core mortgage range

Hinckley & Rugby Building Society has streamlined its mortgage offering by merging its Joint...

Access FS to exclusively distribute new 0% deposit mortgages

Access Financial Services (Access FS) has been provided with exclusive distribution rights for a...

Accord expands £5k Deposit Mortgage to flats

Accord Mortgages has extended its £5,000 Deposit Mortgage to include flats, in response to...

Vida Homeloans cuts rates across residential and buy-to-let

Vida Homeloans has announced reductions across its residential and buy-to-let mortgage ranges, including its...

First-time buyers now face £33k in upfront costs

The cost of buying a home continues to rise, with first-time buyers now needing...

First-time buyers warned over auction risks amid stamp duty rush

With the stamp duty deadline fast approaching, industry figures are warning that a growing...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

First-time buyers face new challenges as family support shifts

New analysis by digital mortgage platform Tembo and lender Gen H highlights the growing...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Brokers give Barclays’ Mortgage Boost thumbs up

Brokers have hailed the timing of Barclays’ Mortgage Boost proposition as affordability continues to...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Barclays extends mortgage rate cuts as sub-4% deals increase

Barclays has announced a fresh round of mortgage rate reductions. Following its move in April...

LMS expands commercial team with three senior appointments

LMS has strengthened its commercial leadership team with three strategic appointments as the company...

Tandem unveils new platform to cut broker processing time by 4.5 days

Tandem Bank has launched a new digital platform for brokers, promising to cut processing...

Alternative Bridging boosts commercial lending with refreshed bridging offer

Alternative Bridging Corporation has enhanced its commercial bridging proposition with a series of updates...
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