First-time buyers

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

West Brom cuts rates and adds options to strengthen remortgage appeal

West Brom Building Society has reduced mortgage rates by up to 30bps while widening...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Nationwide trims fixed mortgage rates for first-time buyers and home movers

Nationwide is cutting fixed mortgage rates by up to 25 basis points for first-time...

Halifax Intermediaries cuts fixed mortgage rates

Halifax Intermediaries is reducing fixed mortgage rates for homemovers and first-time buyers. The lender will...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Stamp Duty receipts rise as lower threshold pulls more buyers into tax net

Homebuyers paid £15.2bn in Stamp Duty Land Tax in 2025-26, up 9.2% on the...

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

Atom points to growing near-prime hurdle for first-time buyers

First-time buyers with thin credit files or minor historic credit issues are becoming a...

Rates rise but mortgage market holds firm

The mortgage market is showing resilience despite a sharp rise in borrowing costs with...

Landlords shift to interest-only as rates climb above 5%

Buy-to-let landlords are rapidly changing borrowing strategies as mortgage rates climb with a growing...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate...

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