First-time buyers

Atom bank increases LTIs and LTVs

Atom bank has made improvements to its maximum loan to income (LTI) ratio and...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Twenty7Tec searches up 800k year-on-year

Twenty7tec has published its mortgage market statistics for July 2024. The details are as follows: In...

Buckinghamshire BS integrates JBSP into prime offering

Buckinghamshire Building Society has removed its dedicated Joint Borrower Sole Proprietor (JBSP) product range...

Q&A: Mark Eaton, April Mortgages

BestAdvice fires the questions at Mark Eaton, chief operating officer, April Mortgages. BestAdvice (BA): You...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Gen H cuts core and homebuying rates once again

Gen H is cutting rates across its core and homebuying bundle ranges by between...

New index shows scale of homebuying affordability challenge in UK

Skipton Group has launched its Home Affordability Index today. It combines data on the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

Chancellor urged to make Stamp Duty reform a Budget priority

The Coventry Building Society has called for Stamp Duty reform to be made a...

Gen H broadens income booster eligibility

Gen H will now accept nieces, nephews and friends as 'income boosters'. Friends can act...

West One Loans improves residential and second charge product ranges

West One Loans has made key changes to its residential and second charge product...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Latest news

LendInvest funds £4.54m new home scheme in Isleworth

A vacant plot of land in Isleworth is set to be transformed into a...

Pivotal adopts AI-driven suitability checks in bid to raise compliance standards

Pivotal Group is rolling out an AI-powered compliance system across its mortgage services arm...

Developers lose confidence as Budget uncertainty stalls housing starts

Growing uncertainty ahead of the Autumn Budget has triggered a marked drop in confidence...

Primis expands sales team with four senior appointments

Primis has strengthened its national sales operation with the appointment of three new regional...

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