First-time buyers

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Rightmove calls on government to extend the stamp duty deadline to help 74,000 home-movers

Rightmove is calling for an extension to the stamp duty deadline after research revealed...

Nationwide reduces FTB and homemover rates

Nationwide Building Society has announced reductions in selected mortgage rates by up to 0.33...

Stamp duty changes to hit four in five homeowners from April

The cost of purchasing a home is set to rise for the majority of...

Gen H cuts rates to support buyers with small deposits

Gen H has announced a series of rate adjustments following the latest Monetary Policy...

Access FS appoints West Brom Building Society to lender panel

Access Financial Services has appointed West Brom Building Society to its mortgage panel. This means...

Conveyancing chaos on the horizon as stamp duty deadline sparks property panic

Looming stamp duty changes are likely to cause conveyancing chaos with Rightmove predicting a...

Coventry for intermediaries lowers series of fixed rates

Coventry for intermediaries has cut selected fixed mortgage rates, with residential rates at 90-95%...

First-time buyer market surges as numbers soar 19% in a year

The UK’s first-time buyer market saw a major resurgence in 2024 with 341,068 newcomers...

Santander sees mortgage application rise ahead of April stamp duty deadline

Santander has reported a 130% increase in mortgage applications in the final quarter of...

FTB mortgage searches surge

Mortgage searches by first-time buyers rose sharply in January 2025, marking the busiest month...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

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COMMENT

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Latest news

OneFamily renews call for lifetime ISA reforms to help first-time buyers

OneFamily has renewed its call for reforms to the lifetime ISA, urging the government...

Landlords pin hopes on commonhold to curb rising charges

Landlords are broadly optimistic that a shift to commonhold could lead to lower service...

Access FS adds 3mc to mortgage panel to support complex cases

Access Financial Services has added 3mc to its mortgage panel in a move aimed...

Propertymark: Newbuild prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

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