First-time buyers

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking...

Family BS unveils fee-free mortgages and raises JBSP lending to 90% LTV

Family Building Society has introduced a new fee-free mortgage product range and increased loan-to-value...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

Precise enhances residential range with rates from 4.79%

Specialist lender Precise, part of the OSB Group, has expanded its residential mortgage offering...

First-time buyer boost as buying and renting costs align as mortgage rates stabilise

The monthly cost of buying a home is now the same as renting across...

Stamp duty changes fuel March mortgage surge but rising costs dent buyer confidence

Mortgage completions surged to their highest level in over three years in March as...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Perenna backs Gen H’s New Build Boost with new funding partnership

Perenna Bank has announced a new strategic funding relationship with residential mortgage lender Gen...

Santander reintroduces sub-4% mortgage rates

Santander UK will cut rates across its mortgage range from Thursday 17 April, with...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

Just Mortgages reports spike in Shared Ownership demand

Just Mortgages has announced a significant uptick in activity across its new build division,...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

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COMMENT

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Latest news

OneFamily renews call for lifetime ISA reforms to help first-time buyers

OneFamily has renewed its call for reforms to the lifetime ISA, urging the government...

Landlords pin hopes on commonhold to curb rising charges

Landlords are broadly optimistic that a shift to commonhold could lead to lower service...

Access FS adds 3mc to mortgage panel to support complex cases

Access Financial Services has added 3mc to its mortgage panel in a move aimed...

Propertymark: New build prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

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