First-time buyers

Skipton adds shared ownership option to Track Record mortgage

Skipton Building Society is enhancing and extending the borrowing policy of its Track Record...

Hanley Economic BS unveils two new fee-free deals

Hanley Economic Building Society has launched a fee-free two-year 95% LTV fixed rate and...

Q&A: Laura Sneddon, Hinckley & Rugby Building Society

BestAdvice fires the questions at Laura Sneddon, head of mortgage sales and distribution, Hinckley...

Atom bank increases LTIs and LTVs

Atom bank has made improvements to its maximum loan to income (LTI) ratio and...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Twenty7Tec searches up 800k year-on-year

Twenty7tec has published its mortgage market statistics for July 2024. The details are as follows: In...

Buckinghamshire BS integrates JBSP into prime offering

Buckinghamshire Building Society has removed its dedicated Joint Borrower Sole Proprietor (JBSP) product range...

Q&A: Mark Eaton, April Mortgages

BestAdvice fires the questions at Mark Eaton, chief operating officer, April Mortgages. BestAdvice (BA): You...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Gen H cuts core and homebuying rates once again

Gen H is cutting rates across its core and homebuying bundle ranges by between...

New index shows scale of homebuying affordability challenge in UK

Skipton Group has launched its Home Affordability Index today. It combines data on the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

Chancellor urged to make Stamp Duty reform a Budget priority

The Coventry Building Society has called for Stamp Duty reform to be made a...

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COMMENT

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

Atom bank study finds EPC flaws could undermine net-zero targets

Atom bank has warned that the UK’s reliance on energy performance certificates (EPCs) to...

Assetz Capital hires mortgage processor to strengthen operations team

Assetz Capital has appointed Shamima Hoque as mortgage processor, adding further capacity to its...

Saffron expands retention range with new fee options and JBSP product

Saffron for Intermediaries has expanded its Retentions Range with the introduction of new fee-based...

TSB offers cashback for buyers of energy efficient homes

TSB has launched a new mortgage product range that rewards buyers of energy efficient...