First-time buyers

First-time buyers ‘closer than they think’ to owning a home

Most wannabe first-time buyers may be far closer to homeownership than they realise according...

FTBs handed boost as high-LTV mortgage choice hits record

First-time buyers and borrowers with small deposits are entering 2026 with more mortgage choice...

Santander’s 98% mortgage marks turning point for first-time buyers, says Mojo Mortgages

The introduction of Santander’s My First Mortgage, which allows buyers to purchase with a...

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It...

Gen H expands into Scotland with affordability-led income booster

Residential mortgage lender Gen H has launched in Scotland, extending its lending proposition north...

Younger borrowers more likely to face mortgage advice fees, research finds

Younger home buyers are far more likely than older borrowers to be charged for...

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK...

February rate cut looks unlikely as affordability pressures linger

Hopes of an early interest rate cut are fading making it increasingly likely the...

Housing market yet to pick up pace after budget

Two-thirds of property professionals say the housing market is no busier than it was...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES