First-time buyers

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Market set for Boxing Day rebound as prices tipped to rise in 2026

House prices ended 2025 lower than a year earlier after an unusually subdued second...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Stamp duty receipts rise sharply as market shows signs of broad recovery

Stamp duty revenues increased substantially in the past financial year as activity returned to...

Budget uncertainty deepened November slowdown in housing market

The latest RICS UK Residential Market Survey shows that the Autumn Budget did little...

The Cambridge raises stress limits to widen borrowing capacity

The Cambridge Building Society has moved to strengthen support for residential borrowers by increasing...

Zoopla: Rental demand slips as buyers return

Zoopla’s latest Rental Market Report shows the rental sector entering a new phase of...

Precise widens access to high LTV lending with new build focus

Precise has announced a series of changes to its residential range as the specialist...

Gen H reduces high LTV rates to bolster first-time buyer activity

Gen H has introduced a series of rate changes across its mortgage range, with...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

Zoopla forecasts stronger start to 2026 as market steadies after Budget jitters

The UK housing market is set to enter 2026 with renewed momentum after months...

Midlands set to overtake London as house-price cycle shifts

House prices are forecast to record modest growth next year as falling inflation and...

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...
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COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES