First-time buyers

Millionaire’s Row: Sandbanks tops list of UK’s most expensive seaside spots

Sandbanks, the exclusive Dorset peninsula long favoured by celebrities and footballers, has once again...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Property transactions rebound in May after SDLT-related lull

Property transactions across the UK rose sharply in May following a subdued April, as...

Newcastle for Intermediaries cuts shared ownership rates

Newcastle for Intermediaries has announced rate reductions across its shared ownership mortgage range to...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Nationwide raises LTV ceiling on new builds to 95%

Nationwide is set to increase the maximum loan-to-value (LTV) on new build houses to...

Barclays cuts residential rates across new and existing products

Barclays has announced a series of mortgage rate reductions to take effect on Wednesday...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Stamp Duty costs “eye-watering”, says the Coventry

Stamp Duty receipts have surged by 25% so far this year, with homebuyers paying...

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The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage broker dies? I’m teasing, of course. They don’t really die....

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Latest news

Clients seek reassurance amid Budget uncertainty

Consumers are placing growing value on financial advice as speculation ahead of the Budget...

Rise in weight loss treatment leads to new underwriting questions

UnderwriteMe has enhanced the question set on its Protection Platform to ensure the use...

Millions of UK adults at risk of financial hardship

Millions of UK adults are at risk of financial hardship in the event of...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage...

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