First-time buyers

FTBs have worrying lack of life protection

Only 11% of people think having life protection is a top priority when buying...

Government ups Right to Buy discounts

The government has announced that council house tenants will now benefit from higher Right...

NatWest/RBS increases mortgage market share

NatWest and RBS has reported strong customer demand for help to buy a home,...

Lloyds unveils cashback offers

Lloyds Bank has launched new offers for remortgage customers and first time buyers. Remortgage customers...

Lloyds lent one quarter of all FTB mortgages

Lloyds Banking Group says it is ahead of schedule in meeting its first time...

The Family BS to use Genworth’s mortgage insurance

Genworth has announced a new relationship with the Family Building Society, part of National...

Average deposit grows for fourth successive month

Mortgage Advice Bureau says its latest data show that homebuyers are increasingly taking full...

‘Clipped wing’ generation staying with mum & dad

New research from Shelter has found that despite working, 48% of 20-34 year olds...

June FTB transactions up 10% year-on-year

There were 30,000 more first-time buyers getting onto the housing ladder in the first...

Strongest six months for FTBs in six years

The first half of 2014 saw 30,000 more first-time buyers get on the housing...

Virgin Money removes HTB minimum income requirement

Virgin Money is removing the £30,000 minimum income threshold for mortgage products which make...

Young Brits favour deposit over wedding

28% of those aged between 18 and 34 would spend a £20,000 gift from...

20% fall in first-time buyer purchases

The National Association of Estate Agents (NAEA) has reported that first time buyers are...

Gross mortgage lending up 4%

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £17.5...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES