First-time buyers

LBG extends Help to Buy to new builds

Homeowners can now purchase new build properties through both Halifax and Lloyds Bank Help...

The Family BS unveils product for FTBs

The Family Building Society has launched the Family Mortgage. The new mutual is offering three...

High LTV recovery to stall?

Lending to high LTV borrowers reached a post credit crunch high in June, according...

CML: impact of MMR “subtle”

Home-owner house purchase lending in May increased month-on-month totalling 57,900 loans, up 9% compared...

First Complete expands lender panel

First Complete has added Newbury Building Society to its mortgage panel. The Newbury will provide...

Halifax offers FTB insurance refund

Halifax is offering to refund a year’s insurance premium for first time buyers when...

The Mansfield reiterates HTB support

In light of the Halifax and Nationwide limiting access to their Help to Buy...

Drop in first-time buyer deposits

First-time buyer deposits have fallen by £2,745 in the post 12 months, according to...

BoE proposes cap on 4.5x income mortgage exposure

According to the Bank of England’s latest Financial Stability Report, risks remain within the...

Bank of Mum & Dad funds half of deposits

Santander research has found the 'Bank of Mum and Dad' is still playing a...

Affordability largely unchanged outside London

Latest research from comparison site Gocompare.com has highlighted the disproportionate growth in the London...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

Bounce back in activity following MMR introduction

Activity in the UK housing market has bounced back from the effects of new...

FTB mortgages rise by only 1%

New CML data released today on the profile of UK lending in April 2014,...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES