First-time buyers

Average homebuyer income at four-year high

Homebuyers’ average income rose above £40,000 in June 2013 for the first time in...

CML: BTL and FTB markets improving at same time

Lending to first-time buyers, home movers and remortgagors all increased in May, with a...

New FTB product from Castle Trust

Castle Trust is offering a three-year fixed rate product for first time buyers in...

Scottish government expands shared equity funding

The Scottish government has announced a £62 million funding injection for those looking to...

New ‘Welcome’ from the Leeds

Leeds Building Society has unveiled a new range of mortgages that cover either three...

NatWest offers higher LTV bands

NatWest Intermediary Solutions has introduced new higher LTV deals into its intermediary Core range....

New ‘high LTV’ range from Brilliant Solutions

Brilliant Solutions has secured new high LTV products from Newcastle Building Society and Precise...

Mortgage insurance helping mutuals lend to FTBs

Genworth has claimed that building societies are continuing to outshine their larger banking rivals’...

AToM to distribute 85% LTV Precise FTB mortgage

All Types of Mortgages Ltd (AToM) has been selected as one of a select...

Precise Mortgages’ Home Owner range now open to FTBs

Precise Mortgages has amended its lending criteria to accept first-time buyers on all...

Wannabe STBs can’t move up the property ladder

28% of second-time buyers could be stuck on the first rung of the property...

FTBs key beneficiaries of affordable housing schemes

First-time buyers remain the biggest beneficiaries of affordable housing schemes, accounting for 65% of...

Widespread rate cuts from Barclays

Barclays is reducing mortgage rates by up to 70 basis points and launching new...

Nationwide echoes Shelter’s FTB call to action

Nationwide Building Society has backed Shelter's call for more affordable housing to be built...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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