First-time buyers

Pension reforms could cripple FTBs, warns friendly society

Savings and ISA provider Scottish Friendly has warned would-be first-time buyers that they have...

Lloyds offers up to £1,000 cashback to homemovers

Lloyds Bank will now refund one month’s standard mortgage payment for qualifying homemovers, up...

HSBC unveils 90% LTV deal at 1.99%

HSBC has launched its lowest ever 90% LTV mortgage rate.   Borrowers with a 10% deposit will...

Dividends to return following LBG’s £1.8bn profit

Lloyds Banking Group (LBG) has posted pre-tax profits of £1.8bn. It provided £11.9 billion of...

NatWest IS to make widespread rate cuts

NatWest Intermediary Solutions is making rate reductions across the vast majority of its residential mortgage range...

The Yorkshire cuts rate on first-time buyer deal

The Yorkshire Building Society is cutting rates on its two-year fixed rate mortgage at...

CML: lending in Wales remains stable

New CML data on the characteristics of lending in Wales in the fourth quarter...

25% more FTBs in N. Ireland in 2014

Latest data from the CML on the characteristics of lending in Northern Ireland in...

FTB lending in Scotland up 23% last year

New Council of Mortgage Lenders' (CML) lending data in Scotland in the fourth quarter...

CML issues its own election manifesto

The Council of Mortgage Lenders (CML) has launched a new animated version of its...

Over two-thirds of buyers to benefit from stamp duty changes

The Nationwide Building Society has claimed that changes to the Stamp Duty Land Tax...

The Ipswich revamps mortgage range

The Ipswich Building Society has added new fixed, discount and shared ownership deals to...

New BTL and HTB deals from Aldermore

Aldermore has added new buy-to-let and owner occupied mortgages to its product range. New products include: Buy-to-let: Two-year fixed...

Buy-to-let volumes up 18% year-on-year

House purchase lending to home-buyers increased slightly month-on-month in December totalling 55,600 loans, according to latest data published...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES