First-time buyers

Homeowners not moving up the ladder as planned

Many homeowners are not progressing up the housing ladder as quickly as they had...

E.surv: lending to lower-deposit borrowers back on track

Borrowers with smaller deposits accounted for the largest portion of house purchase lending in...

Stamp Duty revenues up 20%+

A greater number of residential property transactions and increased prices are estimated to have...

Would be homebuyers pessimistic about securing finance

Homebuyers have low confidence that their mortgage will be approved, yet many are not...

Gross advances down 8%

The Bank of England has released its Mortgage Lenders and Administrators Statistics for the...

Bank of Scotland unveils cashback offer

Bank of Scotland is offering first time buyers and home movers £500 cashback when...

New five-year deal from Halifax Intermediaries

Halifax Intermediaries has launched a new five year fixed mortgage for first-time buyers, homemovers...

88,000 helped by Help to Buy

Since the launch of the Help to Buy equity loan and mortgage guarantee schemes...

No parental support for nearly half of FTBs

The Council of Mortgage Lenders (CML) has revealed that nearly half of first-time buyers...

IMLA: find a permanent replacement for Help to Buy 2

The Intermediary Mortgage Lenders Association (IMLA) has warned that failing to replace the Help...

HTB1 accounts for nearly one in four housing completions

The Help to Buy equity loan scheme (HTB1) helped to avert a 5% drop...

Genworth partners with the Leek United BS

Staffordshire-based Leek United Building Society is joining forces with Genworth, the provider of mortgage...

Halifax cuts FTB and homeowner mortgage rates

Halifax has increased the maximum loan amounts across its Affordable Housing and New Build...

The Nationwide to launch 2.89% 10-year fix

The Nationwide Building Society is to unveil tomorrow (4 March) the lowest 10-year fixed...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five...

Property firms urged to engage early with digital home-moving reforms

Property professionals have been urged to start testing digital home-moving processes now rather than...

DPMSG launches consumer guide to Smart Property Data

The Digital Property Market Steering Group has launched a consumer-focused video explaining how Smart...

Together joins Equity Release Council as later life market broadens

Together has become a member of the Equity Release Council as the specialist lender...

PROFILES