First-time buyers

Better energy costings could improve mortgage affordability

A new report has concluded that more accurate assessments of home energy bills by...

True 95% LTV product availability continues to fall

The latest AmTrust Mortgage Loan to Value (LTV) Tracker has found that mortgage pricing...

The Loughborough unveils FTB family deposit deal

The Loughborough Building Society has launched its First Time Buyer Family Deposit mortgage. Aimed at...

Help to Buy hitting London FTBs

An estate agent has warned the the London housing market is being badly distorted...

Millennials look to be smart with their mortgages

92% of 18-34 year olds have a repayment mortgage deal, according to research from...

Large deposit buyers at lowest proportion so far in 2017

The proportion of people buying a home with a large deposit fell in May,...

Halifax unveils new cashback offer

Halifax is offering first time buyers, homemovers and remortgage customers £750 cashback on qualifying...

Record average house prices for first-time buyers

The latest Halifax First Time Buyer Review has revealed that the number of first-time...

Parents sacrificing retirement plans to help FTBs

Aldermore's latest quarterly First Time Buyer Index has found that 22% of aspiring first...

Over 240,000 FTBs have used Help to Buy

The Treasury has stated that over 285,000 homeowners, including 240,000 first time buyers, have...

Equity release could help 450,000 FTBs

Releasing property equity from the so-called 'Bank of Mum and Dad' has the potential...

Majority of FTBs regret not negotiating before buying

51% of those who bought for the first time in the last five years...

CML expects BTL to remain subdued during the summer

The Council of Mortgage Lenders (CML) has reported that in April, home buyers borrowed...

Newcastle Intermediaries offers deals to North East FTBs

Newcastle Intermediaries has unveiled an exclusive range of fixed rate mortgages aimed at helping...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

PROFILES