First-time buyers

11% year-on-year rise in house purchase borrowing

The Council of Mortgage Lenders (CML) has reported that homeowners borrowed £12.2bn for house purchase...

Younger budgeting more, older less

Despite a slight annual increase in the number of people who formally budget, 53%...

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Home-buying myths ‘shattered’

According to Virgin Money's analysis of 1,007 homeowners’ buying preferences, personal and household safety (83%),...

Fall in mortgage approvals

The Bank of England has reported a decrease in mortgage approvals for August. The number...

New 95% LTV deal from the Mansfield

The Mansfield Building Society has unveiled a three year fixed rate mortgage available up...

London asking prices down 3% since mid-June

The UK housing market remains "alive and active", according to analysis of the UK...

Think tank proposals could boost home building

Leading housing associations should be made exempt from government rent reduction policies to free them...

Seven-year gap in FTB ages

The average age of a UK first time buyer is now 30, but there...

The Yorkshire calls for major stamp duty reform

The Yorkshire Building Society is urging the government to consider reforming stamp duty land tax...

Under-35s prioritise deposit saving over retirement planning

Saving for a deposit is three times more important than saving for retirement for...

Homeowners staying put following Brexit vote

The vote to leave the European Union has made homebuyers and homeowners more cautious,...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...
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COMMENT

funding

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

News

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...
Building Societies

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...
News

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...
News

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES