First-time buyers

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Annual increase in first-time buyer activity

The Council of Mortgage Lenders (CML) has revealed that in September, home-owners borrowed £11.4bn...

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

New FTB rates from TSB Bank

TSB Bank has introduced a range of mortgages for first time buyers, with no product fees...

September approvals down year-on-year

60,011 house purchase mortgages (seasonally adjusted) were approved in September, according to the latest...

Fall in sales to first-time buyers

The National Association of Estate Agents' (NAEA) September Housing Market has revealed that the...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

Saga lobbies Hammond over downsizing

Saga has written to the Chancellor proposing a range of reforms designed to free...

September gross lending up 2% year-on-year

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £20.5...

Vast majority still seek homeownership

Home-ownership remains firmly in place as the nation's overwhelming preference and aspiration, and not...

‘Second stepper’ confidence on the rise

Nearly 40% of the UK's first time homeowners are planning to take their second...

Saffron For Intermediaries unveils fixed rate trio

Saffron For Intermediaries has launched three fixed rate deals for homeowners and first time buyers. There...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

New 90% deals from Accord

Accord Mortgages is launching a range of new 90% loan-to-value (LTV) mortgages and reducing...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES