First-time buyers

Positive month for FTBs, but future looks tough

26% of house sales were made to first time buyers in April, according to...

Research highlights impact of MMR

45% of people who planned to buy a property since the introduction of the...

20% of Help to Buy deals not taken out by FTBs

The government has revealed that since the launch of the Help to Buy equity...

Average Stamp Duty saving of £1,400 since December

Conveyancing service provider Myhomemove has estimated that UK homeowners have saved £701 million in...

Rates down and product numbers up for FTBs

The number of first time buyer products available is on the rise, and mortgage...

TSB offers mortgage ‘breathing space’

TSB has launched a new range of what it dubs “breathing space” mortgages –...

Right to Buy extention plans confirmed

The governement has confirmed that it is planning to extend its Right to Buy...

London Q1 house purchase lending down 16%

Latest CML data on the characteristics of lending in Greater London in the first...

High LTV borrowers seeing rate cuts

Mortgage borrowers with smaller deposits are seeing rate cuts of up to 0.88%, according...

Nationwide boss to step down

The Nationwide Building Society’s chief executive, Graham Beale is to retire at or around...

Aldermore celebrates sixth birthday

Aldermore is celebrating six years in business. The lender was founded during the economic downturn...

Nationwide to cut rates tomorrow

The Nationwide Building Society is making a series of rate reductions across its mortgage...

GE Money Home Lending introduces 1.99% deal

GE Money Home Lending (GEMHL) has cut its two-year discount rate by 0.95 percentage points to give...

FTB loans down 5% year-on-year

Total number of loans advanced to first-time buyers in March was 23,000 - up 20%...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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