First-time buyers

Better energy costings could improve mortgage affordability

A new report has concluded that more accurate assessments of home energy bills by...

True 95% LTV product availability continues to fall

The latest AmTrust Mortgage Loan to Value (LTV) Tracker has found that mortgage pricing...

The Loughborough unveils FTB family deposit deal

The Loughborough Building Society has launched its First Time Buyer Family Deposit mortgage. Aimed at...

Help to Buy hitting London FTBs

An estate agent has warned the the London housing market is being badly distorted...

Millennials look to be smart with their mortgages

92% of 18-34 year olds have a repayment mortgage deal, according to research from...

Large deposit buyers at lowest proportion so far in 2017

The proportion of people buying a home with a large deposit fell in May,...

Halifax unveils new cashback offer

Halifax is offering first time buyers, homemovers and remortgage customers £750 cashback on qualifying...

Record average house prices for first-time buyers

The latest Halifax First Time Buyer Review has revealed that the number of first-time...

Parents sacrificing retirement plans to help FTBs

Aldermore's latest quarterly First Time Buyer Index has found that 22% of aspiring first...

Over 240,000 FTBs have used Help to Buy

The Treasury has stated that over 285,000 homeowners, including 240,000 first time buyers, have...

Equity release could help 450,000 FTBs

Releasing property equity from the so-called 'Bank of Mum and Dad' has the potential...

Majority of FTBs regret not negotiating before buying

51% of those who bought for the first time in the last five years...

CML expects BTL to remain subdued during the summer

The Council of Mortgage Lenders (CML) has reported that in April, home buyers borrowed...

Newcastle Intermediaries offers deals to North East FTBs

Newcastle Intermediaries has unveiled an exclusive range of fixed rate mortgages aimed at helping...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES