First-time buyers

Lack of affordable housing causing disenfranchisement

Research from Gocompare.com Mortgages has revealed the effect that the gap between housing supply...

Monthly lending decline for FTBs

Total gross lending in August was £18.1 billion, the Council of Mortgage Lenders (CML)...

Average HTB2 LTV in August was 94%

Latest data from Mortgage Advice Bureau shows that the Help to Buy mortgage guarantee...

NatWest & RBS celebrate Help to Buy 2 anniversary

Since the launch of the Help to Buy: Mortgage Guarantee Scheme in October last...

Brits would emigrate to buy their own home

New research from Santander Mortgages reveals that 1.1 million (7%) Brits would consider emigrating...

The Mansfield offers new 90% and 95% LTV deals

The Mansfield Building Society has added two new higher LTV deals to its mortgage...

Skipton unveils FTB seven-day sale

Skipton Intermediaries has pledged to get 250 first time buyers closer to getting their...

New limited edition deals from Barclays

Barclays is launching 'limited edition' mortgage products. For example, the bank's 1.94% 60% LTV two-year...

Slight rise in FTB numbers

The number of buyers aged between 18 to 30 remains at an all-time low...

FTB completions continue to rise

The number of first-time buyer house completions in the UK rose 7% year-on-year in...

Nationwide back into Help to Buy market

Nationwide Building Society is resuming access for home movers looking to participate in the...

Birthday for the Leeds’ Welcome Mortgage

The Leeds Building Society has celebrated the first anniversary of the launch of its...

Remortgaging continues to be muted

House purchase lending to home-buyers increased month-on-month in July totalling 67,700 loans, up 10%...

The Newcastle unveils pair of FTB fixes

Two new low fee fixed rate mortgage products aimed at first time buyers have...

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COMMENT

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...