First-time buyers

Modest decline in first-time buyer numbers

The latest Halifax First-Time Buyer Review has estimated that there were 139,500 first-time buyers...

London on way to reaching new homes targets

The latest London New Homes Monitor from Stirling Ackroyd claims that many new homes have...

Halifax cuts mortgage rates

Halifax has cut mortgage rates across its 0-95% loan to value (LTV) two-year fixed first-time...

Sharp rise in purchase demand

The National Association of Estate Agents' (NAEA) May Housing Market Report has found that...

Valuation fees to be refunded by Halifax Intermediaries

Halifax Intermediaries is to refund valuation fees to first-time buyers and home movers. Meanwhile, Halifax...

Mortgage borrowing at a six-year high in May

Homebuyers’ average deposits and loans reached a new post-recession peak in May 2015 as...

Family Mortgage sees rates cut

The Family Building Society has reduced the interest rates on its three and five-year...

Many younger buyers expect having a mortgage in retirement

A survey conducted by the Building Societies Association (BSA) has found that around half...

CML: house purchase lending in April “relatively subdued”

The Council of Mortgages Lenders has confirmed that, as previously reported, gross lending in...

Call for broad-ranging debate over housing crisis

Citizens Advice has called for a wider debate about the housing challenges facing the...

Accord cuts 90% LTV rates

Accord is cutting its 90% LTV mortgages by up to 0.25 percentage points. The intermediary-only...

TSB cuts shared ownership and shared equity rates

TSB has reduced mortgage rates by up to 0.65 percentage points on shared ownership/equity...

FTBs ignorant about home insurance requirements

47% of first time buyers don’t budget for home insurance when stepping onto the...

Over two-thirds of FTBs pay Stamp Duty

The latest research from Lloyds Bank shows the Stamp Duty revenue raised in England and...

Latest POLL

COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...

Tenant demand eases but rental market stays competitive

Tenant demand for rental homes has eased over the past year but remains strong...

Shepherds Friendly takes milestone moments campaign to airwaves and streets

Shepherds Friendly has extended its first major brand campaign to include national billboards and...

Precise cuts rates and widens mortgage options to aid buyer affordability

Precise has strengthened its residential mortgage range with a series of rate cuts, new...