First-time buyers

The Buckinghamshire scraps fees for FTBs

The Buckinghamshire Building Society has removed the product fee and the application fee from...

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...

Average deposit doubles in a decade to £33,339

The number of first-time buyers is estimated to have totalled 359,000 in 2017, while those...

New First Start rates from Bank of Ireland UK

Bank of Ireland UK has just launched a new product range with First Start...

M&S Bank unveils first mortgage range

M&S Bank has launched its first mortgage range, with fixed and tracker options available...

Record high for rental stock

ARLA Propertymark has revealed that in December, the number of properties letting agents managed...

Nearly half of London new homes aren’t built

46% of new homes given planning permission in the capital are not being built,...

Was the stamp duty change a red herring?

We may not have any 2018 data to currently work with, but judging by...

UK Finance: housing market activity remains buoyant

UK’s Finance has reported steady increases in mortgage lending for first-time-buyers and home movers...

Landbay unveils landlord product for first time buyers

Landbay is extending its lending criteria to now include first time landlords who do...

Generation Z in the dark over home-owning

Research from Halifax has revealed a disjointed picture of home ownership among young people...

FTBs responsible for 81% of Help to Buy equity loans

Over the period since the launch of the Help to Buy: Equity Loan scheme...

Parents expect offspring to move back home to save for own home

Online mortgage broker Habito has found that parents are going to extreme lengths in order to...

High LTV mortgage choice “remains patchy”

AmTrust's latest Mortgage LTV Tracker continues to show that, while the rate differential between...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES