First-time buyers

YBS unveils lowest 90% LTV fixed rate

The Yorkshire Building Society has launched the lowest fixed rate mortgage on the market...

New three-year fixes from Accord Mortgages

Accord Mortgages has introduced a range of new three-year fixed rate mortgages, available to...

Halifax unveils first-time buyer offer

Halifax is offering first time buyers and home movers a £500 gift card for...

Kensington unveils £500k+ mortgage proposition

Kensington Mortgages has launched Premier, a new range of higher value mortgages for borrowers...

6.2% rise in first-time buyer property prices

Rightmove has reported a May rise of 0.4% (+£1,118) in the price of property...

Lloyds Bank cuts FTB rates

Lloyds Bank has reduced its rates on its mortgage products designed to support first-time...

CML reports quieter April for mortgage market

The Council of Mortgage Lenders (CML) has reported that home-owners borrowed £8.1bn for house purchase...

Halifax reduces first-time buyer rates

Halifax has lowered the rates on its mortgage products aimed at first-time buyers. The changes apply to...

New Help to Buy deal from the Teachers

The Teachers Building Society has launched a new 1.49% discounted variable rate Help to...

Valuation activity resilient ahead of referendum

Connells Survey & Valuation has revealed that valuation activity in May rose by nearly...

YBS cuts fee-free FTB rates

The Yorkshire Building Society has reduced its rates on mortgages for borrowers who want to...

Solution proposed to ‘holistic’ debate

The Society of Mortgage Professionals says it is confident that the Financial Conduct Authority's...

IMLA sees further growth for FTB market in 2016

Homemovers had the highest success rate for turning mortgage applications into completions during the first quarter...

The Skipton removes FTB max loan size cap

The Skipton Building Society and its intermediary lending arm, Skipton Intermediaries, have removed their maximum...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

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