First-time buyers

Saga lobbies Hammond over downsizing

Saga has written to the Chancellor proposing a range of reforms designed to free...

September gross lending up 2% year-on-year

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £20.5...

Vast majority still seek homeownership

Home-ownership remains firmly in place as the nation's overwhelming preference and aspiration, and not...

‘Second stepper’ confidence on the rise

Nearly 40% of the UK's first time homeowners are planning to take their second...

Saffron For Intermediaries unveils fixed rate trio

Saffron For Intermediaries has launched three fixed rate deals for homeowners and first time buyers. There...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

New 90% deals from Accord

Accord Mortgages is launching a range of new 90% loan-to-value (LTV) mortgages and reducing...

11% year-on-year rise in house purchase borrowing

The Council of Mortgage Lenders (CML) has reported that homeowners borrowed £12.2bn for house purchase...

Younger budgeting more, older less

Despite a slight annual increase in the number of people who formally budget, 53%...

‘Smart’ FTBs locked into HTB mortgage guarantee scheme

Connells Survey and Valuation has found that first-time buyers are making the most of the Help...

Widespread rate cuts unveiled by Barclays

Barclays has made cuts across its residential, large loan and buy-to-let product ranges.  Key changes include the following: Two-year...

Home-buying myths ‘shattered’

According to Virgin Money's analysis of 1,007 homeowners’ buying preferences, personal and household safety (83%),...

Fall in mortgage approvals

The Bank of England has reported a decrease in mortgage approvals for August. The number...

New 95% LTV deal from the Mansfield

The Mansfield Building Society has unveiled a three year fixed rate mortgage available up...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Afin Bank appoints Rob Lankey as director of credit

Specialist lender Afin Bank has appointed industry veteran Rob Lankey as director of credit,...

Shawbrook backs Carmichael Homes’ canal-side development in Falkirk

A multi-million-pound funding facility from Shawbrook Bank is supporting Carmichael Homes’ latest project, The...

StrideUp hails milestone £308m Islamic home finance deal

A landmark £308 million securitisation by StrideUp has reconnected Islamic home finance with the...

Young adults expect six-figure incomes for a ‘good’ retirement, says Royal London

A growing number of young adults believe they will need more than £100,000 a...

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