First-time buyers

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Autumn Statement 2016: house-building investment announced

The chancellor announced initiatives to stimulate house-building in the Autumn Statement. Philip Hammond said: "In October, my Right Honourable...

NatWest IS unveils 95% LTV Help to Buy replacements

NatWest Intermediary Solutions is launching two new 95% LTV purchase mortgages that will replace the...

Sharp rise in lending at the Nationwide

The Nationwide Building Society has published its interim results for the first six months...

TSB cuts two-year rates

TSB Bank has cut two-year fixed and two-year tracker mortgage rates for home movers,...

Accord provides further FTB cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on a...

CML: “patchwork” of govt home-ownership schemes

The eight current government housing schemes are reaching a broad variety of would-be home-owning households...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Annual increase in first-time buyer activity

The Council of Mortgage Lenders (CML) has revealed that in September, home-owners borrowed £11.4bn...

New intermediary exclusives from Virgin Money

Virgin Money has revised its mortgage range, with the launch of new intermediary exclusive two-year...

New FTB rates from TSB Bank

TSB Bank has introduced a range of mortgages for first time buyers, with no product fees...

September approvals down year-on-year

60,011 house purchase mortgages (seasonally adjusted) were approved in September, according to the latest...

Fall in sales to first-time buyers

The National Association of Estate Agents' (NAEA) September Housing Market has revealed that the...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Afin Bank appoints Rob Lankey as director of credit

Specialist lender Afin Bank has appointed industry veteran Rob Lankey as director of credit,...

Shawbrook backs Carmichael Homes’ canal-side development in Falkirk

A multi-million-pound funding facility from Shawbrook Bank is supporting Carmichael Homes’ latest project, The...

StrideUp hails milestone £308m Islamic home finance deal

A landmark £308 million securitisation by StrideUp has reconnected Islamic home finance with the...

Young adults expect six-figure incomes for a ‘good’ retirement, says Royal London

A growing number of young adults believe they will need more than £100,000 a...

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