First-time buyers

Gen H launches with Quilter network

Gen H has announced the launch of a partnership with Quilter. Firms belonging to the...

Halifax reveals GB’s “hottest” spots for first-time buyers

New research by Halifax has outlined Britain’s hottest locations for first-time buyers, where those...

Skipton adds shared ownership option to Track Record mortgage

Skipton Building Society is enhancing and extending the borrowing policy of its Track Record...

Hanley Economic BS unveils two new fee-free deals

Hanley Economic Building Society has launched a fee-free two-year 95% LTV fixed rate and...

Q&A: Laura Sneddon, Hinckley & Rugby Building Society

BestAdvice fires the questions at Laura Sneddon, head of mortgage sales and distribution, Hinckley...

Atom bank increases LTIs and LTVs

Atom bank has made improvements to its maximum loan to income (LTI) ratio and...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Twenty7Tec searches up 800k year-on-year

Twenty7tec has published its mortgage market statistics for July 2024. The details are as follows: In...

Buckinghamshire BS integrates JBSP into prime offering

Buckinghamshire Building Society has removed its dedicated Joint Borrower Sole Proprietor (JBSP) product range...

Q&A: Mark Eaton, April Mortgages

BestAdvice fires the questions at Mark Eaton, chief operating officer, April Mortgages. BestAdvice (BA): You...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Gen H cuts core and homebuying rates once again

Gen H is cutting rates across its core and homebuying bundle ranges by between...

New index shows scale of homebuying affordability challenge in UK

Skipton Group has launched its Home Affordability Index today. It combines data on the...

Latest POLL

COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...
Advertisement