First-time buyers

20% rise in Nationwide’s gross mortgage lending

The Nationwide Building Society has reported that its gross mortgage advances reached £32.6 billion,...

Gap between 65% and 90% LTV rates narrows

The divide between mortgage rates for borrowers with 10% deposits and 35% deposits is at...

CML publishes BTL-skewed March figures

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £13.8bn for house...

FTBs want to complete before Brexit vote

13% of mortgage and remortgage customers are trying to speed up applications so they...

BTL rush stretching first-time buyer affordability

Rightmove has reported a small rise of 0.4% (+£1,118) in price of property coming...

National Counties partners with SimplyBiz Mortgages

The National Counties Building Society and the Family Building Society have joined SimplyBiz Mortgages'...

Nationwide to cut selected higher LTV fixed rates

The Nationwide Building Society is cutting selected fixed rate mortgages at 85, 90 and 95% loan-to-value (LTV)...

Barclays widens Family Springboard Mortgage offering

Barclays Mortgages has made changes to its Family Springboard Mortgage, removing the need for borrowers to put...

New 95% LTV discount deal from the Mansfield

The Mansfield Building Society has introduced a new two-year discounted rate mortgage up to 95%...

Sustained FTB surge in Spring

First-time buyer activity grew in March, according to the latest First-Time Buyer Tracker from Your...

Generation Rent still have homebuying aspirations

Halifax's 2016 Generation Rent report has found that delays in getting onto the housing ladder...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

Halifax unveils 1% cashback offer

The Halifax has launched a 1% cashback offer for first time buyers and home...

Lloyds promises ‘hassle free’ mortgage offer

Lloyds Bank has launched a new ‘hassle free’ mortgage offer, providing first time buyers, home...

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COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has announced reductions of up to 0.25 percentage points on selected...

Homeowners stay put as remortgaging nears parity with home purchases

Britain’s homeowners are increasingly choosing to refinance rather than move, with remortgage activity now...

Co-operative Bank in sub-4% mortgage arena following rate cuts 

The Co-operative Bank for Intermediaries has reduced selected residential and buy-to-let mortgage rates, bringing...