First-time buyers

New 95% LTV rates from the Hinckley & Rugby

The Hinckley & Rugby Building Society has today cut the interest rates on six 95%...

8% fall in homeowner loans

  The Council of Mortgage Lenders (CML) has revealed that homeowners borrowed £10.5bn for house purchase...

CML examines how govt housing schemes fit together

The current patchwork of eight government housing schemes succeeds in reaching a broad variety...

Newcastle Intermediaries moves into Help to Buy

Newcastle Intermediaries has launched Help to Buy: Equity Loan products for the first time. This includes both...

London unaffordable for Generation Rent

Couples who are renting and wanting to start a family in London would need...

NAEA: housing market “bouncing back”

In October, 32% of total sales made were to first-time buyers – a 9% rise...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Autumn Statement 2016: house-building investment announced

The chancellor announced initiatives to stimulate house-building in the Autumn Statement. Philip Hammond said: "In October, my Right Honourable...

NatWest IS unveils 95% LTV Help to Buy replacements

NatWest Intermediary Solutions is launching two new 95% LTV purchase mortgages that will replace the...

Sharp rise in lending at the Nationwide

The Nationwide Building Society has published its interim results for the first six months...

TSB cuts two-year rates

TSB Bank has cut two-year fixed and two-year tracker mortgage rates for home movers,...

Accord provides further FTB cashback

Accord Mortgages is offering first-time buyers an extra £500 cashback when they complete on a...

CML: “patchwork” of govt home-ownership schemes

The eight current government housing schemes are reaching a broad variety of would-be home-owning households...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

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COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Hope Capital targets refurb market with high-LTV bridging product

Hope Capital has launched a new bridging loan product offering 75% net initial advance. It...

Savvy summer sellers deliver strongest July sales since 2020

July delivered the highest number of sales agreed for this month since 2020 as...

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...