First-time buyers

TML removes credit score cascade

The Mortgage Lender (TML) has made a number of changes to its product offering. It...

First-time buyers fixing for longer

Accord Mortgages has reported that first-time buyers are fixing their mortgage for longer than...

Rebrand for the Hanley Economic

The Hanley Economic Building Society has refreshed its branding after a consultation period amongst members, intermediaries,...

Growth in number of small deposit mortgages

E.surv has reported a positive start to 2018 for the UK mortgage market, with...

Collapse in home ownership amongst the young

The Institute for Fiscal Studies (IFS) has found that today’s young adults are significantly...

New intermediary range from Bank of Ireland UK

Bank of Ireland UK has made changes across its residential, First Start and buy-to-let...

Weaker December figures for mortgage lending

UK Finance has revealed that mortgage lending for first-time buyers, home movers and buy-to-let...

Newcastle Intermediaries added to PTFS panel

Newcastle Intermediaries is joining Personal Touch Financial Solutions' lending panel. Newcastle Intermediaries offers a range of...

New Help to Buy: ISA from the West Brom

The West Brom Building Society has added a Help to Buy: ISA to its range...

The Teachers introduces saving account for prospective FTBs

The Teachers Building Society has launched a new home saver account designed exclusively for teachers....

The Buckinghamshire scraps fees for FTBs

The Buckinghamshire Building Society has removed the product fee and the application fee from...

The stamp duty conundrum

I’ve often thought that if stamp duty land tax didn’t exist, those within industry/economic/regulatory/political...

Average deposit doubles in a decade to £33,339

The number of first-time buyers is estimated to have totalled 359,000 in 2017, while those...

New First Start rates from Bank of Ireland UK

Bank of Ireland UK has just launched a new product range with First Start...

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COMMENT

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

Latest news

Gen H named among UK’s fastest-growing tech firms in Deloitte Fast 50

Fintech mortgage lender Gen H has been recognised as one of the UK’s fastest-growing...

The Suffolk reduces fixed rates across expat and buy-to-let ranges

Suffolk Building Society has cut rates by up to 20 basis points across 10...

NatWest launches shared ownership mortgages to widen access to home ownership

NatWest has launched a new range of shared ownership mortgages, designed to make it...

YBS Commercial launches fast-track buy-to-let range

YBS Commercial Mortgages has launched a new “Fast Track” buy-to-let range, offering cheaper rates,...

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