Finova has added equity finance provider Pauzible to its Payments lender panel, bringing the firm’s specialist five-year funding solution to more than 550 intermediary members.

The deal is the latest step in finova’s ongoing expansion of its panel, and marks a growing interest in non-debt-based funding options among buy-to-let landlords.

Pauzible, which launched in 2023, offers landlords an equity-based alternative to traditional borrowing through its Equity Partnership Agreement (EPA).

The structure allows landlords to release capital from their property while aligning the investor’s return with both rental income and capital growth, rather than relying on fixed repayments.

The capital released through the EPA can be deployed for a range of purposes, including property improvements, energy efficiency upgrades or portfolio expansion. Crucially, it is not structured as debt, meaning it does not increase the landlord’s loan commitments and may appeal to those with limited borrowing headroom or a preference for shared risk models.

Commenting on the new partnership, Aivanaa Maraea, chief marketing officer at Pauzible, said the move was a “key milestone” in the firm’s ambition to “reshape how landlords fund and grow their property portfolios”.

She highlighted finova’s reach in the intermediary market and commitment to innovation as factors behind the agreement.

Matt Harrison (pictured), commercial director at Finova Broker, said Pauzible’s addition brought “a compelling alternative” to brokers and their clients. “We’re committed to giving brokers access to a diverse range of lenders that meet the evolving needs of their clients,” he said.

“Pauzible’s unique model offers a compelling alternative for landlords looking to optimise their portfolios without taking on more traditional debt.”