Features

Time for data

We are all familiar with how well data and machine learning can predict what...

Portfolio mortgages may offer answer in big year for remortgages

As expected, this week the Bank of England announced another increase to base rate....

No call for BTL doom and gloom

How has 2022 begun for you? There, of course, is always a sense of...

Speedy remortgages can rival product transfers for clients on a deadline

The new year is generally seen as a time for a fresh start, and...

Unleashing the power of cashflow planning

Cashflow modelling is widely accepted as an essential part of the retirement planning process....

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

2022 – likely to be a ‘greener’ year than most

Given the year we had during 2021, it would be unsurprising if there wasn’t...

Industry requires government roadmap on improving energy efficiency

First up, when it comes to improving the energy efficiency of our homes, I...

Advising the next generation of first-time buyers

Buying a first home is an exciting prospect for many borrowers. Yet, it’s a...

EPC ratings and their growing importance

Last month, I looked at the issue of EPC ratings in light of COP26,...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Will buy-to-let investors be hit by a Stamp Duty hike?

The Budget came and went with little fanfare as far as landlords, the buy-to-let...

Ask Anna: what if my client has set up a Trust?

Q: My portfolio landlord client is looking to refinance in order to reduce monthly...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

Latest POLL

COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Brokers urge 0.25% rate cut to revive housing market

Most mortgage brokers believe a small cut to the Bank of England’s Base Rate...

The Mortgage Works leads limited company BTL market as new leaderboard goes public

The Mortgage Works has been named the UK’s leading lender for limited company buy-to-let...

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

PROFILES