Features

Vanilla – or is it?

We often hear the phrase vanilla being used in a variety of contexts and,...

Committed to the broker market

Financial services products, particularly mortgages, are long-term commitments often spanning decades. Yet the popularity...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

How bridging can boost recovering businesses

Despite being only a few months into 2022, the year is already promising to...

A downbeat perspective is understandable but there are positives to be found

It wouldn’t surprise me at all, if you’re feeling somewhat discombobulated about life at...

We need to get the horse back in front of the cart

It’s likely as an adviser, that you have already seen a number of deals...

Meeting EPC requirements in buy-to-let

There’s no doubting that information on Energy Performance Certificates (EPCs), their increasing importance, and...

Helping landlords invest in MUFBs

The specialist buy-to-let market is attracting new lenders, becoming more competitive and expanding its...

The smart way to fund home improvements

In the first nine months of 2021, there were nearly 250,000 planning consents granted...

We all need to minimise our environmental impact

Environment, Social and Governance (ESG) is something you will probably have heard an increasing...
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COMMENT

Economy

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Latest news

Economy

MPs launch inquiry into OBR’s first 15 years

The Treasury Committee has launched an inquiry to reflect on the Office for Budget...
Commercial mortgages

Atom backs investor’s move into commercial property with £3m warehouse loan

Atom bank has completed a £3 million commercial mortgage to support an established residential...
Buy-to-let

CHL Mortgages widens upper LTV range with new fixed-rate options

CHL Mortgages for Intermediaries has expanded its upper loan-to-value range with a series of...
Appointments

Swansea Building Society expands West Wales leadership remit

Swansea Building Society has promoted Sioned Jones to area manager, West Wales, with effect...

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