Features

Interest rates: normal rules do not apply

In this market, it can make complete sense to wait sometimes, especially when you’re...

Keeping your remortgage clients happy

As we know our market works in cycles. For instance, at the start of...

The hidden stumbling blocks that could kill your case

It’s one of the most frustrating aspects of being a broker. You have calculated...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

Vanilla – or is it?

We often hear the phrase vanilla being used in a variety of contexts and,...

Committed to the broker market

Financial services products, particularly mortgages, are long-term commitments often spanning decades. Yet the popularity...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

How bridging can boost recovering businesses

Despite being only a few months into 2022, the year is already promising to...

A downbeat perspective is understandable but there are positives to be found

It wouldn’t surprise me at all, if you’re feeling somewhat discombobulated about life at...

We need to get the horse back in front of the cart

It’s likely as an adviser, that you have already seen a number of deals...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

News

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...
Building Societies

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...
criteria

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...
News

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES