Features

Managing client expectations in a ‘price war’

The end of year ‘Price War’ appears to be in full effect and will...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

When does an HMO become a good investment opportunity?

The first sign that a house of multiple occupancy (HMO) is a good investment...

Permitted Development Rights – What lies ahead?

In 2010, the UK government outlined that the country’s property planning system should...

The repercussions of the MCD

I am being asked how the second charge market will respond to the...

Beware of ghosts haunting the housing market

It’s not Halloween yet, but ghosts are already out and about in the housing...

MMR forced HSBC’s arm

Many people will be having their two-penneth worth on the topic of HSBC finally...

Interest-only time bomb needs equity release solutions

There were always going to be some clear implications for existing borrowers from the...

Should brokers pick a lender by the proc fee?

Throwing stones is always dangerous, particularly if you’re a lender and you’re throwing them...

Q4 – Are you ready?

As we enter quarter four of 2014, in what is historically the busiest time...

Mirror mirror on the wall, who is the cheapest of them all?

Sounds crass I know, but my Fincorp colleagues and I have recently been developing...

Development finance over the past decade

As Vantage Finance celebrates its 10th anniversary, we’ve been reflecting on how far the...

What holiday season?

What an end to the 'quiet' holiday period, if August was 'quiet' then I...

Equity release: hard work just begun

In last month’s column, I wrote about the importance of consumer education when it...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...