Features

Managing client expectations in a ‘price war’

The end of year ‘Price War’ appears to be in full effect and will...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

When does an HMO become a good investment opportunity?

The first sign that a house of multiple occupancy (HMO) is a good investment...

Permitted Development Rights – What lies ahead?

In 2010, the UK government outlined that the country’s property planning system should...

The repercussions of the MCD

I am being asked how the second charge market will respond to the...

Beware of ghosts haunting the housing market

It’s not Halloween yet, but ghosts are already out and about in the housing...

MMR forced HSBC’s arm

Many people will be having their two-penneth worth on the topic of HSBC finally...

Interest-only time bomb needs equity release solutions

There were always going to be some clear implications for existing borrowers from the...

Should brokers pick a lender by the proc fee?

Throwing stones is always dangerous, particularly if you’re a lender and you’re throwing them...

Q4 – Are you ready?

As we enter quarter four of 2014, in what is historically the busiest time...

Mirror mirror on the wall, who is the cheapest of them all?

Sounds crass I know, but my Fincorp colleagues and I have recently been developing...

Development finance over the past decade

As Vantage Finance celebrates its 10th anniversary, we’ve been reflecting on how far the...

What holiday season?

What an end to the 'quiet' holiday period, if August was 'quiet' then I...

Equity release: hard work just begun

In last month’s column, I wrote about the importance of consumer education when it...

Latest POLL

COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Tembo launches Lifetime ISA bonus to boost first-time buyers’ deposits

Tembo has introduced a new incentive for first-time buyers, offering a 1% bonus on...

The Coventry trims mortgage rates after Bank cut

Coventry for intermediaries is cutting mortgage rates across its residential and buy-to-let ranges, with...

Atom bank backs UK’s only zip maker with £950k loan

Atom bank has provided a commercial mortgage of more than £950,000 to Zipex, the...

Redwood strengthens North East presence with senior promotion

Redwood Bank has strengthened its position in the North East with the promotion of...