Features

Managing client expectations in a ‘price war’

The end of year ‘Price War’ appears to be in full effect and will...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

When does an HMO become a good investment opportunity?

The first sign that a house of multiple occupancy (HMO) is a good investment...

Permitted Development Rights – What lies ahead?

In 2010, the UK government outlined that the country’s property planning system should...

The repercussions of the MCD

I am being asked how the second charge market will respond to the...

Beware of ghosts haunting the housing market

It’s not Halloween yet, but ghosts are already out and about in the housing...

MMR forced HSBC’s arm

Many people will be having their two-penneth worth on the topic of HSBC finally...

Interest-only time bomb needs equity release solutions

There were always going to be some clear implications for existing borrowers from the...

Should brokers pick a lender by the proc fee?

Throwing stones is always dangerous, particularly if you’re a lender and you’re throwing them...

Q4 – Are you ready?

As we enter quarter four of 2014, in what is historically the busiest time...

Mirror mirror on the wall, who is the cheapest of them all?

Sounds crass I know, but my Fincorp colleagues and I have recently been developing...

Development finance over the past decade

As Vantage Finance celebrates its 10th anniversary, we’ve been reflecting on how far the...

What holiday season?

What an end to the 'quiet' holiday period, if August was 'quiet' then I...

Equity release: hard work just begun

In last month’s column, I wrote about the importance of consumer education when it...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

FORTO Finance launches with focus on expat mortgage market

FORTO Finance has launched in the UK mortgage and protection market following a pilot...

Just Mortgages appoints Gina McLaren as Midlands area director

Just Mortgages has expanded the management team within its self-employed division with the appointment...

Brokers value access to underwriters over slick technology

Mortgage brokers would rather have access to an underwriter than a sophisticated lender portal...

Imperial Chartered and Cornerstone golf day raises £11,000 for MNDA

Imperial Chartered and Cornerstone Finance Group have raised more than £11,000 for the Motor...

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