Features

When does an HMO become a good investment opportunity?

The first sign that a house of multiple occupancy (HMO) is a good investment...

Permitted Development Rights – What lies ahead?

In 2010, the UK government outlined that the country’s property planning system should...

The repercussions of the MCD

I am being asked how the second charge market will respond to the...

Beware of ghosts haunting the housing market

It’s not Halloween yet, but ghosts are already out and about in the housing...

MMR forced HSBC’s arm

Many people will be having their two-penneth worth on the topic of HSBC finally...

Interest-only time bomb needs equity release solutions

There were always going to be some clear implications for existing borrowers from the...

Should brokers pick a lender by the proc fee?

Throwing stones is always dangerous, particularly if you’re a lender and you’re throwing them...

Q4 – Are you ready?

As we enter quarter four of 2014, in what is historically the busiest time...

Mirror mirror on the wall, who is the cheapest of them all?

Sounds crass I know, but my Fincorp colleagues and I have recently been developing...

Development finance over the past decade

As Vantage Finance celebrates its 10th anniversary, we’ve been reflecting on how far the...

What holiday season?

What an end to the 'quiet' holiday period, if August was 'quiet' then I...

Equity release: hard work just begun

In last month’s column, I wrote about the importance of consumer education when it...

Don’t settle for inertia

The phrase ‘familiarity breeds contempt’ could certainly be applied to many consumers’ views of...

The role of bridging in Bank Refinance Settlement opportunities

Following the rapid decline in the UK property sector from 2008, and the related...
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COMMENT

Commonhold and Leasehold Reform

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Trackers

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...
Repricing

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...
Repricing

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...
networks

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

PROFILES